$133,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $133k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 133,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $133,000 house.
2% interest
0% down$491.59/mo
5% down$467.01/mo
10% down$442.43/mo
15% down$417.85/mo
20% down$393.28/mo
25% down$368.70/mo
30% down$344.12/mo
35% down$319.54/mo
40% down$294.96/mo
45% down$270.38/mo
50% down$245.80/mo
4% interest
0% down$634.96/mo
5% down$603.21/mo
10% down$571.47/mo
15% down$539.72/mo
20% down$507.97/mo
25% down$476.22/mo
30% down$444.47/mo
35% down$412.73/mo
40% down$380.98/mo
45% down$349.23/mo
50% down$317.48/mo
6% interest
0% down$797.40/mo
5% down$757.53/mo
10% down$717.66/mo
15% down$677.79/mo
20% down$637.92/mo
25% down$598.05/mo
30% down$558.18/mo
35% down$518.31/mo
40% down$478.44/mo
45% down$438.57/mo
50% down$398.70/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 133,000 house with a 20% down payment?
($106,400 loan. 30 year mortgage)
0.25%$306.81
0.50%$318.34
0.75%$330.14
1.00%$342.22
1.25%$354.58
1.50%$367.21
1.75%$380.11
2.00%$393.28
2.25%$406.71
2.50%$420.41
2.75%$434.37
3.00%$448.59
3.25%$463.06
3.50%$477.78
3.75%$492.75
4.00%$507.97
4.25%$523.42
4.50%$539.11
4.75%$555.03
5.00%$571.18
5.25%$587.54
5.50%$604.13
5.75%$620.92
6.00%$637.92
6.25%$655.12
6.50%$672.52
6.75%$690.11
7.00%$707.88
7.25%$725.84
7.50%$743.96
7.75%$762.26
8.00%$780.73
8.25%$799.35
8.50%$818.12
8.75%$837.05
9.00%$856.12
9.25%$875.33
9.50%$894.67
9.75%$914.14
10.00%$933.74
10.25%$953.45
10.50%$973.28
10.75%$993.22
11.00%$1,013.27
11.25%$1,033.42
11.50%$1,053.67
11.75%$1,074.01
12.00%$1,094.44