$132,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $132k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 132,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $132,000 house.
2% interest
0% down$487.90/mo
5% down$463.50/mo
10% down$439.11/mo
15% down$414.71/mo
20% down$390.32/mo
25% down$365.92/mo
30% down$341.53/mo
35% down$317.13/mo
40% down$292.74/mo
45% down$268.34/mo
50% down$243.95/mo
4% interest
0% down$630.19/mo
5% down$598.68/mo
10% down$567.17/mo
15% down$535.66/mo
20% down$504.15/mo
25% down$472.64/mo
30% down$441.13/mo
35% down$409.62/mo
40% down$378.11/mo
45% down$346.60/mo
50% down$315.09/mo
6% interest
0% down$791.41/mo
5% down$751.84/mo
10% down$712.27/mo
15% down$672.70/mo
20% down$633.13/mo
25% down$593.56/mo
30% down$553.98/mo
35% down$514.41/mo
40% down$474.84/mo
45% down$435.27/mo
50% down$395.70/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 132,000 house with a 20% down payment?
($105,600 loan. 30 year mortgage)
0.25%$304.50
0.50%$315.94
0.75%$327.66
1.00%$339.65
1.25%$351.91
1.50%$364.45
1.75%$377.25
2.00%$390.32
2.25%$403.65
2.50%$417.25
2.75%$431.10
3.00%$445.21
3.25%$459.58
3.50%$474.19
3.75%$489.05
4.00%$504.15
4.25%$519.49
4.50%$535.06
4.75%$550.86
5.00%$566.88
5.25%$583.13
5.50%$599.59
5.75%$616.25
6.00%$633.13
6.25%$650.20
6.50%$667.46
6.75%$684.92
7.00%$702.56
7.25%$720.38
7.50%$738.37
7.75%$756.53
8.00%$774.86
8.25%$793.34
8.50%$811.97
8.75%$830.76
9.00%$849.68
9.25%$868.75
9.50%$887.94
9.75%$907.27
10.00%$926.72
10.25%$946.28
10.50%$965.96
10.75%$985.76
11.00%$1,005.65
11.25%$1,025.65
11.50%$1,045.75
11.75%$1,065.94
12.00%$1,086.21