$125,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $125k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 125,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $125,000 house.
2% interest
0% down$462.02/mo
5% down$438.92/mo
10% down$415.82/mo
15% down$392.72/mo
20% down$369.62/mo
25% down$346.52/mo
30% down$323.42/mo
35% down$300.32/mo
40% down$277.21/mo
45% down$254.11/mo
50% down$231.01/mo
4% interest
0% down$596.77/mo
5% down$566.93/mo
10% down$537.09/mo
15% down$507.25/mo
20% down$477.42/mo
25% down$447.58/mo
30% down$417.74/mo
35% down$387.90/mo
40% down$358.06/mo
45% down$328.22/mo
50% down$298.38/mo
6% interest
0% down$749.44/mo
5% down$711.97/mo
10% down$674.49/mo
15% down$637.02/mo
20% down$599.55/mo
25% down$562.08/mo
30% down$524.61/mo
35% down$487.13/mo
40% down$449.66/mo
45% down$412.19/mo
50% down$374.72/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 125,000 house with a 20% down payment?
($100,000 loan. 30 year mortgage)
0.25%$288.35
0.50%$299.19
0.75%$310.29
1.00%$321.64
1.25%$333.25
1.50%$345.12
1.75%$357.24
2.00%$369.62
2.25%$382.25
2.50%$395.12
2.75%$408.24
3.00%$421.60
3.25%$435.21
3.50%$449.04
3.75%$463.12
4.00%$477.42
4.25%$491.94
4.50%$506.69
4.75%$521.65
5.00%$536.82
5.25%$552.20
5.50%$567.79
5.75%$583.57
6.00%$599.55
6.25%$615.72
6.50%$632.07
6.75%$648.60
7.00%$665.30
7.25%$682.18
7.50%$699.21
7.75%$716.41
8.00%$733.76
8.25%$751.27
8.50%$768.91
8.75%$786.70
9.00%$804.62
9.25%$822.68
9.50%$840.85
9.75%$859.15
10.00%$877.57
10.25%$896.10
10.50%$914.74
10.75%$933.48
11.00%$952.32
11.25%$971.26
11.50%$990.29
11.75%$1,009.41
12.00%$1,028.61