Use the mortgage calculator to calculate the cost of buying a $813k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 813,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $813,000 house.
$813,000 Home at 2%
| 0% down | $3,005.01/mo |
| 5% down | $2,854.76/mo |
| 10% down | $2,704.51/mo |
| 15% down | $2,554.26/mo |
| 20% down | $2,404.01/mo |
| 25% down | $2,253.75/mo |
| 30% down | $2,103.50/mo |
| 35% down | $1,953.25/mo |
| 40% down | $1,803.00/mo |
| 45% down | $1,652.75/mo |
| 50% down | $1,502.50/mo |
$813,000 Home at 4%
| 0% down | $3,881.39/mo |
| 5% down | $3,687.32/mo |
| 10% down | $3,493.25/mo |
| 15% down | $3,299.18/mo |
| 20% down | $3,105.11/mo |
| 25% down | $2,911.04/mo |
| 30% down | $2,716.97/mo |
| 35% down | $2,522.90/mo |
| 40% down | $2,328.83/mo |
| 45% down | $2,134.76/mo |
| 50% down | $1,940.69/mo |
$813,000 Home at 6%
| 0% down | $4,874.35/mo |
| 5% down | $4,630.63/mo |
| 10% down | $4,386.91/mo |
| 15% down | $4,143.19/mo |
| 20% down | $3,899.48/mo |
| 25% down | $3,655.76/mo |
| 30% down | $3,412.04/mo |
| 35% down | $3,168.32/mo |
| 40% down | $2,924.61/mo |
| 45% down | $2,680.89/mo |
| 50% down | $2,437.17/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.