Use the mortgage calculator to calculate the cost of buying a $809k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 809,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $809,000 house.
$809,000 Home at 2%
| 0% down | $2,990.22/mo |
| 5% down | $2,840.71/mo |
| 10% down | $2,691.20/mo |
| 15% down | $2,541.69/mo |
| 20% down | $2,392.18/mo |
| 25% down | $2,242.67/mo |
| 30% down | $2,093.16/mo |
| 35% down | $1,943.64/mo |
| 40% down | $1,794.13/mo |
| 45% down | $1,644.62/mo |
| 50% down | $1,495.11/mo |
$809,000 Home at 4%
| 0% down | $3,862.29/mo |
| 5% down | $3,669.18/mo |
| 10% down | $3,476.06/mo |
| 15% down | $3,282.95/mo |
| 20% down | $3,089.83/mo |
| 25% down | $2,896.72/mo |
| 30% down | $2,703.60/mo |
| 35% down | $2,510.49/mo |
| 40% down | $2,317.37/mo |
| 45% down | $2,124.26/mo |
| 50% down | $1,931.14/mo |
$809,000 Home at 6%
| 0% down | $4,850.36/mo |
| 5% down | $4,607.85/mo |
| 10% down | $4,365.33/mo |
| 15% down | $4,122.81/mo |
| 20% down | $3,880.29/mo |
| 25% down | $3,637.77/mo |
| 30% down | $3,395.25/mo |
| 35% down | $3,152.74/mo |
| 40% down | $2,910.22/mo |
| 45% down | $2,667.70/mo |
| 50% down | $2,425.18/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.