Use the mortgage calculator to calculate the cost of buying a $774k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 774,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $774,000 house.
$774,000 Home at 2%
| 0% down | $2,860.85/mo |
| 5% down | $2,717.81/mo |
| 10% down | $2,574.77/mo |
| 15% down | $2,431.73/mo |
| 20% down | $2,288.68/mo |
| 25% down | $2,145.64/mo |
| 30% down | $2,002.60/mo |
| 35% down | $1,859.56/mo |
| 40% down | $1,716.51/mo |
| 45% down | $1,573.47/mo |
| 50% down | $1,430.43/mo |
$774,000 Home at 4%
| 0% down | $3,695.19/mo |
| 5% down | $3,510.43/mo |
| 10% down | $3,325.67/mo |
| 15% down | $3,140.92/mo |
| 20% down | $2,956.16/mo |
| 25% down | $2,771.40/mo |
| 30% down | $2,586.64/mo |
| 35% down | $2,401.88/mo |
| 40% down | $2,217.12/mo |
| 45% down | $2,032.36/mo |
| 50% down | $1,847.60/mo |
$774,000 Home at 6%
| 0% down | $4,640.52/mo |
| 5% down | $4,408.50/mo |
| 10% down | $4,176.47/mo |
| 15% down | $3,944.44/mo |
| 20% down | $3,712.42/mo |
| 25% down | $3,480.39/mo |
| 30% down | $3,248.36/mo |
| 35% down | $3,016.34/mo |
| 40% down | $2,784.31/mo |
| 45% down | $2,552.29/mo |
| 50% down | $2,320.26/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.