Use the mortgage calculator to calculate the cost of buying a $738k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 738,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $738,000 house.
$738,000 Home at 2%
| 0% down | $2,727.79/mo |
| 5% down | $2,591.40/mo |
| 10% down | $2,455.01/mo |
| 15% down | $2,318.62/mo |
| 20% down | $2,182.23/mo |
| 25% down | $2,045.84/mo |
| 30% down | $1,909.45/mo |
| 35% down | $1,773.06/mo |
| 40% down | $1,636.68/mo |
| 45% down | $1,500.29/mo |
| 50% down | $1,363.90/mo |
$738,000 Home at 4%
| 0% down | $3,523.32/mo |
| 5% down | $3,347.16/mo |
| 10% down | $3,170.99/mo |
| 15% down | $2,994.83/mo |
| 20% down | $2,818.66/mo |
| 25% down | $2,642.49/mo |
| 30% down | $2,466.33/mo |
| 35% down | $2,290.16/mo |
| 40% down | $2,113.99/mo |
| 45% down | $1,937.83/mo |
| 50% down | $1,761.66/mo |
$738,000 Home at 6%
| 0% down | $4,424.68/mo |
| 5% down | $4,203.45/mo |
| 10% down | $3,982.21/mo |
| 15% down | $3,760.98/mo |
| 20% down | $3,539.75/mo |
| 25% down | $3,318.51/mo |
| 30% down | $3,097.28/mo |
| 35% down | $2,876.04/mo |
| 40% down | $2,654.81/mo |
| 45% down | $2,433.58/mo |
| 50% down | $2,212.34/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.