Use the mortgage calculator to calculate the cost of buying a $459k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 459,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $459,000 house.
$459,000 Home at 2%
| 0% down | $1,696.55/mo |
| 5% down | $1,611.73/mo |
| 10% down | $1,526.90/mo |
| 15% down | $1,442.07/mo |
| 20% down | $1,357.24/mo |
| 25% down | $1,272.42/mo |
| 30% down | $1,187.59/mo |
| 35% down | $1,102.76/mo |
| 40% down | $1,017.93/mo |
| 45% down | $933.10/mo |
| 50% down | $848.28/mo |
$459,000 Home at 4%
| 0% down | $2,191.34/mo |
| 5% down | $2,081.77/mo |
| 10% down | $1,972.20/mo |
| 15% down | $1,862.64/mo |
| 20% down | $1,753.07/mo |
| 25% down | $1,643.50/mo |
| 30% down | $1,533.94/mo |
| 35% down | $1,424.37/mo |
| 40% down | $1,314.80/mo |
| 45% down | $1,205.23/mo |
| 50% down | $1,095.67/mo |
$459,000 Home at 6%
| 0% down | $2,751.94/mo |
| 5% down | $2,614.34/mo |
| 10% down | $2,476.74/mo |
| 15% down | $2,339.15/mo |
| 20% down | $2,201.55/mo |
| 25% down | $2,063.95/mo |
| 30% down | $1,926.36/mo |
| 35% down | $1,788.76/mo |
| 40% down | $1,651.16/mo |
| 45% down | $1,513.57/mo |
| 50% down | $1,375.97/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.