Use the mortgage calculator to calculate the cost of buying a $382k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 382,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $382,000 house.
$382,000 Home at 2%
| 0% down | $1,411.95/mo |
| 5% down | $1,341.35/mo |
| 10% down | $1,270.75/mo |
| 15% down | $1,200.15/mo |
| 20% down | $1,129.56/mo |
| 25% down | $1,058.96/mo |
| 30% down | $988.36/mo |
| 35% down | $917.77/mo |
| 40% down | $847.17/mo |
| 45% down | $776.57/mo |
| 50% down | $705.97/mo |
$382,000 Home at 4%
| 0% down | $1,823.73/mo |
| 5% down | $1,732.54/mo |
| 10% down | $1,641.35/mo |
| 15% down | $1,550.17/mo |
| 20% down | $1,458.98/mo |
| 25% down | $1,367.79/mo |
| 30% down | $1,276.61/mo |
| 35% down | $1,185.42/mo |
| 40% down | $1,094.24/mo |
| 45% down | $1,003.05/mo |
| 50% down | $911.86/mo |
$382,000 Home at 6%
| 0% down | $2,290.28/mo |
| 5% down | $2,175.77/mo |
| 10% down | $2,061.25/mo |
| 15% down | $1,946.74/mo |
| 20% down | $1,832.23/mo |
| 25% down | $1,717.71/mo |
| 30% down | $1,603.20/mo |
| 35% down | $1,488.68/mo |
| 40% down | $1,374.17/mo |
| 45% down | $1,259.66/mo |
| 50% down | $1,145.14/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.