Use the mortgage calculator to calculate the cost of buying a $379k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 379,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $379,000 house.
$379,000 Home at 2%
| 0% down | $1,400.86/mo |
| 5% down | $1,330.81/mo |
| 10% down | $1,260.77/mo |
| 15% down | $1,190.73/mo |
| 20% down | $1,120.69/mo |
| 25% down | $1,050.64/mo |
| 30% down | $980.60/mo |
| 35% down | $910.56/mo |
| 40% down | $840.51/mo |
| 45% down | $770.47/mo |
| 50% down | $700.43/mo |
$379,000 Home at 4%
| 0% down | $1,809.40/mo |
| 5% down | $1,718.93/mo |
| 10% down | $1,628.46/mo |
| 15% down | $1,537.99/mo |
| 20% down | $1,447.52/mo |
| 25% down | $1,357.05/mo |
| 30% down | $1,266.58/mo |
| 35% down | $1,176.11/mo |
| 40% down | $1,085.64/mo |
| 45% down | $995.17/mo |
| 50% down | $904.70/mo |
$379,000 Home at 6%
| 0% down | $2,272.30/mo |
| 5% down | $2,158.68/mo |
| 10% down | $2,045.07/mo |
| 15% down | $1,931.45/mo |
| 20% down | $1,817.84/mo |
| 25% down | $1,704.22/mo |
| 30% down | $1,590.61/mo |
| 35% down | $1,476.99/mo |
| 40% down | $1,363.38/mo |
| 45% down | $1,249.76/mo |
| 50% down | $1,136.15/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.