Use the mortgage calculator to calculate the cost of buying a $378k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 378,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $378,000 house.
$378,000 Home at 2%
| 0% down | $1,397.16/mo |
| 5% down | $1,327.30/mo |
| 10% down | $1,257.45/mo |
| 15% down | $1,187.59/mo |
| 20% down | $1,117.73/mo |
| 25% down | $1,047.87/mo |
| 30% down | $978.01/mo |
| 35% down | $908.16/mo |
| 40% down | $838.30/mo |
| 45% down | $768.44/mo |
| 50% down | $698.58/mo |
$378,000 Home at 4%
| 0% down | $1,804.63/mo |
| 5% down | $1,714.40/mo |
| 10% down | $1,624.17/mo |
| 15% down | $1,533.94/mo |
| 20% down | $1,443.70/mo |
| 25% down | $1,353.47/mo |
| 30% down | $1,263.24/mo |
| 35% down | $1,173.01/mo |
| 40% down | $1,082.78/mo |
| 45% down | $992.55/mo |
| 50% down | $902.31/mo |
$378,000 Home at 6%
| 0% down | $2,266.30/mo |
| 5% down | $2,152.99/mo |
| 10% down | $2,039.67/mo |
| 15% down | $1,926.36/mo |
| 20% down | $1,813.04/mo |
| 25% down | $1,699.73/mo |
| 30% down | $1,586.41/mo |
| 35% down | $1,473.10/mo |
| 40% down | $1,359.78/mo |
| 45% down | $1,246.47/mo |
| 50% down | $1,133.15/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.