Use the mortgage calculator to calculate the cost of buying a $336k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 336,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $336,000 house.
$336,000 Home at 2%
| 0% down | $1,241.92/mo |
| 5% down | $1,179.83/mo |
| 10% down | $1,117.73/mo |
| 15% down | $1,055.63/mo |
| 20% down | $993.54/mo |
| 25% down | $931.44/mo |
| 30% down | $869.34/mo |
| 35% down | $807.25/mo |
| 40% down | $745.15/mo |
| 45% down | $683.06/mo |
| 50% down | $620.96/mo |
$336,000 Home at 4%
| 0% down | $1,604.12/mo |
| 5% down | $1,523.91/mo |
| 10% down | $1,443.70/mo |
| 15% down | $1,363.50/mo |
| 20% down | $1,283.29/mo |
| 25% down | $1,203.09/mo |
| 30% down | $1,122.88/mo |
| 35% down | $1,042.68/mo |
| 40% down | $962.47/mo |
| 45% down | $882.26/mo |
| 50% down | $802.06/mo |
$336,000 Home at 6%
| 0% down | $2,014.49/mo |
| 5% down | $1,913.77/mo |
| 10% down | $1,813.04/mo |
| 15% down | $1,712.32/mo |
| 20% down | $1,611.59/mo |
| 25% down | $1,510.87/mo |
| 30% down | $1,410.14/mo |
| 35% down | $1,309.42/mo |
| 40% down | $1,208.69/mo |
| 45% down | $1,107.97/mo |
| 50% down | $1,007.24/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.