Use the mortgage calculator to calculate the cost of buying a $133k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 133,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $133,000 house.
$133,000 Home at 2%
| 0% down | $491.59/mo |
| 5% down | $467.01/mo |
| 10% down | $442.43/mo |
| 15% down | $417.85/mo |
| 20% down | $393.28/mo |
| 25% down | $368.70/mo |
| 30% down | $344.12/mo |
| 35% down | $319.54/mo |
| 40% down | $294.96/mo |
| 45% down | $270.38/mo |
| 50% down | $245.80/mo |
$133,000 Home at 4%
| 0% down | $634.96/mo |
| 5% down | $603.21/mo |
| 10% down | $571.47/mo |
| 15% down | $539.72/mo |
| 20% down | $507.97/mo |
| 25% down | $476.22/mo |
| 30% down | $444.47/mo |
| 35% down | $412.73/mo |
| 40% down | $380.98/mo |
| 45% down | $349.23/mo |
| 50% down | $317.48/mo |
$133,000 Home at 6%
| 0% down | $797.40/mo |
| 5% down | $757.53/mo |
| 10% down | $717.66/mo |
| 15% down | $677.79/mo |
| 20% down | $637.92/mo |
| 25% down | $598.05/mo |
| 30% down | $558.18/mo |
| 35% down | $518.31/mo |
| 40% down | $478.44/mo |
| 45% down | $438.57/mo |
| 50% down | $398.70/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.